蒙特利尔自行车被偷后全额赔款

自行车被偷后（购买后90天内），如果是用信用卡购买的话，可以根据相关条例申请退款。以RBC为例

Purchase Security Insurance provides coverage for direct accidental physical loss or
damage to personal property or gifts purchased on your RBC Rewards Visa Classic
card and/or with RBC Rewards® points for ninety (90) days from the date of
purchase. The maximum amount of coverage is $50,000, or the equivalent number of
RBC Rewards points, per RBC Rewards Visa Classic card per year.

全文见pdf: http://www.rbcroyalbank.com/cards/documentation/pdf/Rewards%20Visa%20Classic%20PSEW.pdf

同时需要去公安局做一份report:

Remember to obtain a police, fire, homeowner insurance claim, or damage/loss
report in the event of a claim as it is required to determine eligibility for benefits.

市中心的公安局地点： 1432 Saint-catherine